PROJECTS FUNDING

There are many business challenges faced by the entrepreneurs today and due to unbalanced economic conditions, such business entrepreneurs and individuals face big monetary crunches.  We at PraNaz Finance have expertise in finance &  understand the prevailing economic cycle and setbacks which entrepreneurs are facing today, giving a tailor made solutions and accommodate economic crunches. We service into the areas of real estate construction projects, Infrastructure projects such as power, water, agro projects. We also undertake project funding proposals such as manufacturing, hotel, hospital & educational construction projects and other project finance.

 

Every day is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each. --Christopher Rice

 

BUSINESS VENTURE FUNDING

We have noticed over a decade, that entrepreneurs are the innovators and pioneers in development of various business concepts and formulae which they desire to introduce into business market. Unfortunately, due to inadequate funds and capital, they are unable to fulfil their business objectives and initiate their business activities. We, endeavour to provide our clients complete financial solution in terms of providing financial assistance/facility through private loans through various financial entities which are authorized and successfully disbursing business expansion loans. We also look into the root cause of business setback and/or drawbacks of our clients and by providing working capital, business expansion project loans which generally covers proposals like- starting up of commercial set-ups or establishments, setting up of commercial factories be it sugar, chemical, bio products, gas, oil, product manufacturing, processing units, expansion of existing business facilities and services and other industries.

 

It's how you deal with failure that determines how you achieve success. --David Feherty

 

EQUITY FUNDING

We are also focused in arranging for equity funding through our chain of investors who would be providing finance to the borrowing entity towards the pledge of equity or by participation of investor as major shareholder in the share capital of the borrowing entity. In this way, the borrower’s financial requirements are fulfilled and the Company is saved from any kind of extinction or potential business.

 

A wise person should have money in their head, but not in their heart. --Jonathan Swift

 

DEBT FUNDING

We are majorly dealing into the loan proposals against the adequate collateral securities only against the mortgage of immovable properties and as against which the proposed finance is being arranged and/or disbursed. Such proposals also include loan against properties (which may cover agricultural, non-agricultural and properties with completed or un-completed structures)

 

Too many people spend money they earned to buy things they don't want to impress people that they don't like. --Will Rogers

 

TAKE OVER LOANS  BANK / NBFC

Every company requires a loan in its lifetime, In such cases we find with our clients who are in the need of clearing their existing bank loans/financial facilities which are either under settlement with Banks,NBFC & Lenders  or is a NPA. After vetting the company papers and studying case file considering the nature of financial facility and other risk factors, we arrange for lenders who would be interested in taking over of existing debts.  Facilitating the process of any additional loan under this kind of facility to enable the borrower to overcome or fulfill other financial requirements.

 

I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy. --Warren Buffett

 

JOINT VENTURE FUNDING 

In finance business we come across proposals where the project was initiated by the parties and all mandatory approvals ready in their hands to start the project but had no money to take it forward. Such cases comes to us looking for the suitable investor who can invest in money in the project on profit sharing basis.

 

Wealth consists not in having great possessions, but in having few wants. --Epictetus

 

BUSINESS INSURANCE & PROTECTION

Quite often you hear ‘it could never happen to me’ or ‘I’ll sort it out later’. Well the old maxim of “failing to plan is planning to fail” is no better suited to the ignoring of crucial decisions on protection.

Business Protection aims to reduce the financial impact of death or critical illness affecting key people within your client's business.

Helping to protect the future of your business

Do you depend heavily on the skills and judgements of others within your business? Are these people vital to its effectiveness and profitability? If so, have you considered the financial impact that the death or critical illness of such a key person would have on your business? The impact could be:

  • A loss of profit
  • An interruption to cash flow
  • An inability to make loan repayments
  • A change in shareholder control.

In some instances, the financial impact could be so great, that the business is unable to continue. Business Protection allows you to put in place cover that would ensure that funds become available, should a key person in your business become critically ill or die.

 

Money often costs too much. --Ralph Waldo Emerson

 

MORTGAGE

Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. At PraNaz Finance we provide mortgage advice which is individually tailored to your particular situation. We have access to a comprehensive range of mortgages from across the market. We will act on your behalf, representing your best interests, in order to establish the most appropriate mortgage solution for you. We will liaise with your solicitors, your surveyors and your estate agents in order to ensure a smooth and stress free transaction.

We offer an efficient, no obligation service, with guidance on how best to acquire your new home or investment property (Buy to let mortgages are not regulated by the Financial Conduct Authority). We can also manage re-mortgage requirements when the time is right to change. Our aim is to help you through the process and to avoid unnecessary expense and frustrations.

 

An investment in knowledge pays the best interest. --Benjamin Franklin

 

Education Loan Studies in India & Aboard

India has become one of the world’s most exciting and advancing education hub. Universities and Educational institutes offer both niche as well as the entire gamut of programmes in education that encourages study in India.

Your new age courses need a new age finance company. PraNaz Finance offers education finance options. we don’t have a cap on the loan amount. Our tailor-made student loans are designed to finance your study in India & Aboard for most traditional and non-traditional courses from engineering, medicine, law, management to hospitality, culinary, aviation, arts, media studies and much, much more. We make sure that each education loan for aboard is designed keeping your requirements in mind by not providing you loan for studying aboard but also key insights in your trip to success.

PraNaz Finance believes in being accessible to every aspiring student that desires to Study in India & Aboard; empowering education loan. We therefore support  co-borrowers and customised options, along with advise and solutions.

 

If you want real peace in this world, we should start educating children.  Mahatma Gandhi

 

Home Loan

PraNaz Finance  brings to you the most comprehensive advice on new home loans. Our expert advisors understand your unique needs as much as we understand home loans. After comparing multiple home loan products from various banks on the basis of their interest rates and features, our advisors find the product best suited to your home loan requirements. A home loan involves many parties - property developer, borrower, bank, guarantor, civic agencies etc. The number of documents required by a bank are many and the process could take very long because some documents were amiss. At PraNaz Finance ,our advisors interact with banks and financial institutions every day and understand what documents and proofs may be required for each case. So, PraNaz Finance advisor is able to give you a personalised list of documents specifically required for your home loan case.

 

HOME a dwelling place together with the family; environment offering security & happiness.